If you frequently stay at IHG properties, such as those in the InterContinental and Kimpton brands, a cobranded IHG credit card can provide useful perks during your stay. Depending on the card, they can include elite status, an anniversary free night and food-and-beverage vouchers.

Knowing when to apply for a card can be difficult, especially considering that earning a sizable welcome bonus may be the primary factor.

Offers change frequently, and whether you're after a large number of points or free night certificates, knowing the history of credit card offers can help you distinguish between amazing and not-so-good bonuses.

Here's a list of the credit card welcome bonuses for Chase's cobranded IHG cards, including their offer histories and when you should apply for a card based on its best-ever welcome bonus.

Related: Current offers on the IHG One Rewards cards

Best IHG credit card welcome bonusesCardBest welcome offer we've seenWhen to apply<a target="_blank" href="https://thepointsguy.com/credit-cards/the-brand-new-ihg-one-rewards-premier-select-credit-card/"><strong>IHG One Rewards Premier Select Credit Card</strong></a>Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.When the offer is for at least 200,000 points<a href="https://thepointsguy.com/credit-cards/ihg-rewards-club-premier-credit-card/" target="_blank" rel="noopener"><strong>IHG One Rewards Premier Credit Card</strong></a>Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening.When the offer is for at least 170,000 points (whether that's extra points or a free night award added on)<a href="https://thepointsguy.com/credit-cards/ihg-one-rewards-traveler-credit-card" target="_blank" rel="noopener"><strong>IHG One Rewards Credit Card</strong></a>Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening.When the offer is for at least 120,000 points<a target="_blank" href="https://thepointsguy.com/credit-cards/ihg-rewards-premier-business-credit-card"><strong>IHG One Rewards Business Credit Card</strong></a>Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.When the offer is for at least 190,000 pointsIHG One Rewards Premier Select Credit Card

The $350-a-year IHG Premier Select is the newest card in the IHG lineup and is suited to frequent IHG guests. Cardholders receive one free anniversary night each year (worth up to 60,000 points), Platinum Elite status, 20 elite night credits every calendar year and up to $75 in quarterly food-and-beverage rewards to use at IHG hotels.

THE POINTS GUY

Here are the offers we've seen on the IHG One Premier Select card:

Approximate dateOfferValue*October 2026 to nowEarn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.$1,200

*Bonus offer value is based on TPG's October 2026 valuations and not provided by the credit card issuer.

Highest welcome offer

The card's launch offer is the only offer we've seen: Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

When to apply

Apply when you can earn at least 200,000 points.

Learn more: IHG One Rewards Premier Select Credit Card

IHG One Rewards Premier Credit Card

The $150-a-year IHG Premier offers perks like one free anniversary night each year (worth up to 50,000 points), Gold Elite status, 15 elite night credits every calendar year and up to $25 in quarterly food-and-beverage rewards to use at IHG hotels.

THE POINTS GUY

Here are the offers we've seen on the IHG One Premier card over the past few years:

Approximate dateOfferValue*October 2026 to nowEarn 180,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$1,080June to October 2026Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840April to June 2026Earn up to 185,000 bonus points: 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening, plus an additional 35,000 bonus points after spending $6,000 on purchases in the first six months from account opening.Up to $1,110March to April 2026Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840January to March 2026Earn 175,000 bonus points after spending $5,000 on purchases in the first three months from account opening.$1,050October 2025 to January 2026Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840September to October 2025Earn 165,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$990July to September 2025Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840May to July 2025Earn five free nights (each valued at up to 60,000 points) after spending $5,000 on purchases in the first three months from account opening.Up to $1,800March to May 2025Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840January to March 2025Earn 170,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$1,020September 2024 to January 2025Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840July to September 2024Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening.Up to $1,800April to July 2024Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840February to April 2024Earn 165,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$990September 2023 to February 2024Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840

*Bonus offer value is based on our valuations and not provided by the credit card issuer.

Highest welcome offer

With this card's highest-ever welcome offer, new cardholders could earn five free nights (each worth up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening (offer no longer available).

When to apply

When the offer is for at least 170,000 points — whether that's extra points or a free night award added on — it's a good time to apply.

Learn more: IHG One Rewards Premier Credit Card

IHG One Rewards Credit Card

The no-annual-fee IHG Rewards card is the program's entry-level credit card, offering Silver Elite status and five elite night credits each year.

THE POINTS GUY

Here are the offers on the IHG Rewards card from the past few years:

Approximate dateOfferValue*October 2026 to nowEarn 125,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$750June to October 2026Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480April to June 2026Earn up to 125,000 bonus points: 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening, plus an additional 35,000 bonus points after spending $4,000 on purchases in the first six months from account opening.Up to $750March to April 2026Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480January to March 2026Earn up to 120,000 bonus points: 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening, plus up to an additional 30,000 bonus points (by earning 3 additional points per dollar spent on purchases that earn 2 and 3 points per dollar on up to $10,000 spent in the first six months).Up to $720October 2025 to January 2026Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480September to October 2025Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening.Up to $840July to September 2025Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480May to July 2025Earn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$720March to May 2025Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480January to March 2025Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600November 2024 to January 2025Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480October to November 2024Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600September to October 2024Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480July to September 2024Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600April to July 2024Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480February to April 2024Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600September 2023 to February 2024Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480

*Bonus offer value is based on our valuations and not provided by the credit card issuer.

Highest welcome offer

With this card's highest-ever welcome offer, new cardholders could earn two free nights (valued at up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening (offer no longer available).

When to apply

Whenever the offer is for at least 120,000 points, it's time to apply.

Learn more: IHG One Rewards Credit Card

IHG One Business Credit Card

The $200-a-year IHG Business card offers perks like one free anniversary night each year (worth up to 50,000 points), Platinum Elite status, 15 elite night credits every calendar year and up to $25 in quarterly food-and-beverage rewards to use at IHG hotels.

THE POINTS GUY

Here are the offers on the IHG Business card from the past few years:

Approximate dateOfferValue*October 2026 to nowEarn 190,000 bonus points after spending $5,000 on purchases in the first three months from account opening.$1,140April to October 2026Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840March to April 2026Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.Up to $1,200October 2025 to March 2026Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840September to October 2025Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.Up to $1,200May to September 2025Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840March to April 2025Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.Up to $1,200May 2024 to March 2025Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840April to May 2024Earn up to 175,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 35,000 bonus points after spending a total of $7,000 on purchases in the first six months.Up to $1,050June 2023 to April 2024Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840

*Bonus offer value is based on our valuations and not provided by the credit card issuer.

Highest welcome offer

The highest welcome offer allowed new cardholders to earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening, plus an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months (offer no longer available).

When to apply

Applying for the card is worthwhile if the offer includes at least 190,000 points.

Learn more: IHG One Rewards Business Credit Card

Bottom line

Keep this guide handy if you ever want to apply for a cobranded Chase IHG credit card. That way, you can see the trends and know when it's the right time to apply.

Submitting your application at the right time can mean the difference between a short stay and a spectacular stay at one of the more luxurious IHG portfolio properties.

Keep in mind Chase's infamous 5/24 rule to ensure your chances of approval aren't affected.

To learn more about credit card bonus offers over time, see the following:

  • The best time to apply for these popular American Express cards based on offer history
  • The best time to apply for these popular Capital One credit cards based on offer history
  • The best time to apply for these popular Chase credit cards based on offer history
  • The best time to apply for these popular Citi cards based on offer history

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.