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Updated 03:10 PM
Noah Shinn - Building Instinct: The Personal Agent - [Invest Like the Best, EP.493]
My guest today is Noah Shinn. Noah is the founder of Instinct, a personal assistant that you text, call, or email the same way you would a person. It has its own phone and its own computer, and it can do almost anything …
Broke Again At 49, And This Time There Is No House To Blame
After stretching for the nicest house I could barely afford in 2023, I ended up living paycheck to paycheck for six months. It was stressful enough that I picked up a part-time consulting gig to shore up liquidity. Thank…
How To Find a Side Hustle That Actually Fits Your Life
Are you looking for a side hustle that actually fits your life? It’s easy to find lists of ways to make extra money. The harder part is choosing something you have time for, can afford to start, and might actually enjoy …
File the FAFSA the Week It Opens – The State Grant Money Runs Out
The 2027-28 FAFSA is already open, and several states hand out their grant money to the earliest filers until it runs out. If you or your child will need college aid next year, file it now instead of waiting for spring. …
Grocery Apps and Digital Coupons Cut Your Food Bill for Free
Your grocery store’s free app carries digital coupons the register applies only if they’re loaded to your account before checkout. Spend five minutes before each trip clipping every offer on your list, add any rebates a …
Your Tire Light Doesn’t Come On Until 25% Low – Check the Gauge Monthly
By the time your tire-pressure warning light comes on, a tire can be 25% low. Well before that point, an underinflated tire is less safe and wears out faster. Check every tire with a gauge once a month, and fill each to …
Why It’s Easier To FIRE At 35 Than At 50
In 2012, two months before my 35th birthday, I engineered my layoff from a 13-year career in investment banking. At the time, it felt like the riskiest thing I had ever done. Was I really going to blow up my career right…
Financial Despair Is When You End Up Paying Money To Work
Once both our children began school full-time in 2024, my wife and I had more breathing room. At least six hours a day of free time. No more wrangling toddlers in the chaos of the early years. I used the time to finish M…
Find Your Old 401(k) – Small Balances Get Moved to IRAs Without Asking
A 401(k) you left at an old job doesn’t follow you, and a small one may already have been moved into an IRA you never opened. Search the Labor Department’s lost-and-found database or call your old plan, then move what yo…
Never Pay a Bill Through a Search Ad – Impostors Buy the Top Spot
When you search for a company to pay a bill, the top result can be a paid ad for an impostor’s site. That site can tack on a fee and deliver your payment late. Skip the search and go straight to the website listed on you…
Re-Shop Your Health Plan Every Open Enrollment – The Default Costs You
Letting your health plan roll over at open enrollment means buying next year’s coverage without checking next year’s prices. Before the window closes, add 12 months of each option’s premiums to what you’d expect to pay o…
Gabe Stengel - Building Investing Superintelligence - [Invest Like the Best, EP.492]
Gabe Stengel is the co-founder and CEO of Rogo, the AI platform for finance. He believes the best investors will spend the next several years reinventing their firms around AI, and Rogo is trying to build the infrastruct…
Live Where The Weather Is Great, Invest Where It Isn’t
Ever wonder why Honolulu, Hawaii has the highest median life expectancy of any city in America? Sunshine, moderate temperatures, walkability, and an unhurried pace do wonders for your mental and physical health. As a rel…
How To Make Money While Taking Care of a Baby
Do you want to learn how to make money while taking care of a baby? Maybe you want to stay home with your baby, but your family still needs another income. Or, perhaps you are on maternity leave and want to make extra mo…
Venture Capital Paper Gains Aren’t Real But Still Feel Great Anyway
Historically, I've viewed stocks as funny money. It's not real until it's converted into something you can use. Given the lack of utility for stocks, I've long preferred owning real estate. Being able to touch, see, and …
Best Craft Supplies for Beginners (What To Buy and What To Skip)
Are you someone who loves crafts and making things with your hands? Have you ever started a new craft and somehow spent $200 before you even finished your first project? I’ve definitely been there. Over the years, I’ve t…
Sandbagging As A Way Of Life To Build Greater Wealth
The other day I made $10 winning a set of tennis at a public park. It was a funny situation because I didn't set out to make money playing tennis. It just happened. I was hitting with my long-time buddy, Richard, next to…
Michael Moritz - Lessons From 40 Years of Investing and Writing - [Invest Like the Best, EP.491]
Michael Moritz led Sequoia Capital for nearly two decades and backed some of the defining companies of the internet era. In his new memoir, Ausländer, he turns his attention to his own family, Jewish refugees who fled …
3 Money Books Up for Grabs!
Good morning fellow budgeters and non-budgeters! Been staring at my bookshelf lately and realized I have a few extra copies of some books that’s doing... Read More [This post, 3 Money Books Up for Grabs!, was first publ…
How I Earned Extra Money Playing Games and Taking Surveys in One Week
Have you ever wondered if you can actually make money playing games on your phone? I recently decided to test this out with American Consumer Opinion. I played a game on my phone for about one week, answered a few survey…
Stash Review: Is It a Good Way to Start Investing?
Have you been wanting to start investing, but you keep putting it off because you do not know what to do? Maybe you have opened an investing app before, looked at all of the choices, and thought, “How am I supposed to kn…
Walter Russell Mead - How America Keeps Winning - [Invest Like the Best, EP.490]
My guest today is Walter Russell Mead. Walter is a columnist at the Wall Street Journal and the author of Special Providence and God and Gold, two of the best books written on American power. He has spent decades study…
Sarah Guo - Funding the Frontier - [Invest Like the Best, EP.489]
My guest today is Sarah Guo, founder and managing partner of Conviction, the venture firm she built to back AI-native companies from their earliest days. Sarah has become one of the most sought-after early-stage invest…
18 Best Mobile Business Ideas To Make Money
Do you want to start a business but don’t want to rent a storefront? A mobile business may be a great option. A mobile business is a business that goes directly to the customer. You might clean cars in someone’s driveway…
Neil Movva - Making AI 10x Cheaper - [Invest Like the Best, EP.488]
My guest today is Neil Movva, founder of Sail. Sail is building what Neil calls a token factory, an inference company designed for a specific kind of future, one where AI agents run in the background for hours or days at…
A $1,000 Contest for Sharing Your Love of 401(k)s!
Good morning! And happy BACK TO SCHOOL SEASON for all those parents out there!! If you can believe it we’ve now got one in elementary... Read More [This post, A $1,000 Contest for Sharing Your Love of 401(k)s!, was firs…
My “Double Everything” Hack
Morning friends! So this is more of a life hack than a money saving one (in fact, it’ll actually cost you more money, lol), but... Read More [This post, My “Double Everything” Hack, was first published by J. Money on Bu…
The Happy Cent ¢
The Happy Cent A smile on the face of a penny Carried where it is easy to find Is my inspiration to remember To keep... Read More [This post, The Happy Cent ¢, was first published by J. Money on Budgets Are Sexy]
New Book + Giveaway: “Plan Your Money Path”
Goooood morning friends! Got another book to pass around to ya if you’re in the mood for some good financial reading?! :) This one comes... Read More [This post, New Book + Giveaway: “Plan Your Money Path”, was first pu…
Which Money Tree Are You? (Quiz)
A friend of mine recently launched a quiz to determine which of the 5 money trees you are, and, so, of course I had to... Read More [This post, Which Money Tree Are You? (Quiz), was first published by J. Money on Budget…
Truist Bank Promotions September 2026
The post Truist Bank Promotions September 2026 appeared first on Millennial Money. Not traditionally known for offering bonuses, Truist has made a habit recently of having ongoing promotions and bonus offers for both per…
10 Ways to Get $10 Free PayPal Money Instantly
The post 10 Ways to Get $10 Free PayPal Money Instantly appeared first on Millennial Money. While some sites offer $10 free PayPal money instantly, some of these methods actually require time, effort, and patience. The p…
How To Make Money Without a Car in 2026
The post How To Make Money Without a Car in 2026 appeared first on Millennial Money. Whether you want to make some extra spending money or are looking for a full-time career opportunity, there are many ways to make make …
Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife
I recently completed three of the top Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife. These popular progr…
10 Ways to Generate Passive Income for Retirement
The post 10 Ways to Generate Passive Income for Retirement appeared first on Millennial Money. There are many ways to earn passive income for retirement. To get started, diversify your efforts with some of the ideas list…
7 Best Apps Like Empower
The post 7 Best Apps Like Empower appeared first on Millennial Money. If you need money fast, these apps can offer you a little cash to hold you over until your next payday. The post 7 Best Apps Like Empower appeared fir…
Empower App Review 2026
The post Empower App Review 2026 appeared first on Millennial Money. If you work a regular job and need some quick cash, Empower will cover you with a small personal loan until your next payday. The post Empower App Revi…
6 Ways to Help Your Child Build Credit During College
College students have a lot on their plate already, including the need to study to get good grades, participating in any number of on-campus activities and potentially working part-time to have some spending money. That …
What is Stan Store?
Initially, when my wife introduced me to Stan Store, I wasn’t impressed. It seemed illogical to pay $30 a month for software that just offered a basic sales page, especially without any integrated email service provider.…
The Truth About Systeme.io: Game-Changer or Just Another Gimmick?
Systeme.io has burst onto the digital marketing scene, brandishing a bold claim as an all-in-one, free platform. Let’s face it, when you hear something like that, your first thought is, “This has got to be too good to be…
I’m Still Alive; also, join the 7th Annual Uber Frugal Month Group Challenge!
I’m still here! I took an unplanned (and therefore unannounced) break from writing the blog, which was intended to be for a week, but expanded to a month and then two months… WHOOPS. I confess I needed some time off from…
Reader Case Study: Yearning For a Debt-Free Future
Brian and Michael, both 34, live with their two cats in central Connecticut. Michael works as a project coordinator for a state behavioral health agency serving young people and has a side job as an advocate and disabili…
Best Bank CD Rates for 2025
Looking to make your money work harder? Explore the world of Certificates of Deposit (CDs), where you can secure solid returns while locking in your funds for a specific time. Discover the banks and credit unions offerin…
Why I Let My Kids Go Into Debt
Last weekend was ye olde county fair here in Vermont and, of course, we were on the scene to cuddle cows (if you’re Kidwoods) and look askance at cows (if you’re Littlewoods). The county fair also provides a panorama of …
Welcome to the NEW (looking) Frugalwoods!
As you may have noticed, things look different around here! Turns out, there’ve been some advancements in web design in the nine years since I started Frugalwoods. No one will be surprised to hear that the old website wa…
Which Debts Should You Pay Off First — Credit Cards or Student Loans?
Having more than one type of debt is common, and that’s especially true once you graduate from college and start your first “real job.” You may have credit card debt, an auto loan, and a mortgage payment to make once you…
Reader Case Study: Stationed in Japan with the US Marine Corps, Hoping to FIRE
Kat and her husband Jay live in the Okinawa Prefecture of Japan where Jay is stationed as a Captain in the U.S. Marine Corps. They are childfree by choice and have an adorable dog named Sadie. Although they’re just 29, t…
A Wall Removal And Other June 2023 Expenses
A menace wall in our home is gone! Longtime readers may recall that we’ve embarked on a slow, years-long renovation process, which we kicked off with a wall removal. This erstwhile wall awkwardly divided the kitchen and …
Here’s My Daily Trading Routine That I’ve Used For 10+ Years
Here’s what you need to know about trading routines: Trading routines, are the real key to success in the market. There’s no magic indicator or algorithmic trading robot that is going to easily make you a profitable trad…
Beware Of Scammers Impersonating Nial Fuller On Social Media
There are scammers impersonating Nial Fuller (pretending to be me) on social media sites and other websites across the internet. These impersonators are actively contacting our members and followers on social media chat …
What Is Nial Fuller’s Net Worth?
Nial Fuller's net worth consists of a private fund (family office) trading and investing in various financial products, including: equities, futures, foreign exchange, derivatives, bonds and a range of other asset classe…
Why I’m Betting Big On TRUMP ‘Again’ To Win The 2020 US Election
I’ve just placed a sizeable 6 figure bet on TRUMP to win re-election in the US 2020 presidential race, here’s why… Many of my long time readers will remember my wager on Trump to win the election in 2016 which returned o…
A Simple Strategy for Rental Properties
Today we’re talking about our simple strategy for owning and managing rental properties. We have a course called Rental Properties for Passive Investors and we got some feedback that we think it’s important to address. S…
That Will Never Work with Netflix Co-Founder Marc Randolph
Today we have a guest on the show - the Co-Founder and first CEO of Netflix. Marc Randolph to talk about his new book That Will Never work. The real-life, totally improbable story of Netflix’s early days, told in Marc Ra…
The Great Index Fund Takeover
Is there’s an index fund bubble? Today we’re talking about how index funds are taking over and how the state of index funds should affect how you invest. Learn more about your ad choices. Visit megaphone.fm/adchoices
Golden Butterfly Update - Will It Weather The Storm
Today we’re taking a look at how the Golden Butterfly has performed in the recent market correction compared to other investment strategies. We will be looking at The Golden Butterfly, The All Weather Portfolio; and Vang…
5 Questions: Foreclosures, Bootcamps and Timing The Market
Today is 5 questions episode and we will be talking about foreclosures as a real estate investment, coding bootcamps, timing the market, Fundrise IPO and managing financial goals in your relationship. Learn more about yo…
How to Buy Income-Producing Websites
It is no secret that Andrew and I each own multiple online businesses that earn us passive income. Before we started we had no idea what we were doing. It’s not easy to start a website from scratch and if you’re not alre…
My Thoughts On Recent Market Volatility & The Coronavirus Crisis
Dear Students & Readers, Given the amount of inquiry I am receiving from our readers and students regarding the Coronavirus and the recent market volatility, I feel compelled to share my views on the situation, from a tr…
How To Dominate Your Trading In 2020
The new year will no doubt bring reflection on our past year of outcomes and results as traders. This is as an opportunity to create fresh goals to both improve and excel during the new trading year ahead in 2020. For th…