Source
Money Crashers
Give Each Goal the Account Built for It – 401(k), IRA, HSA, 529 & Brokerage
Pick the investment account by what the money is for, because the account decides how it’s taxed and when you can withdraw it. Use a 401(k) or IRA for retirement, a health savings account for medical bills, a 529 plan for education, and a taxable brokerage account for other long-term goals.
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