It's always tricky when you start getting into market value and depreciation with anything. Insurance, resale, or otherwise.
FAIL Blog
Ohio homeowner returns home to find his neighbor's contractor has accidentally demolished his garage and things are missing from it: 'I really don't want to keep paying out of pocket while their insurance drags this out'
A contractor demolished much of this homeowner's garage after confusing his property for his neighbor's. Now the contractor's insurer is nitpicking and trying not to cover the full rebuilding cost.
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