Money Crashers

Platinum Credit Card Review – Navy Federal’s Lowest Rate and No Balance Transfer Fee

October 30, 2026 at 11:30 PM

Get the Platinum Credit Card if you’re a Navy Federal member who carries a balance or wants to move one. It’s the credit union’s lowest-rate card, with a variable rate of 10.24% to 18.00% and no transfer fee. If you pay in full every month, pick a Navy Federal cash back card, since this one earns no rewards.

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