IndiaAIFounders — The best credit card welcome bonuses of November 2026

If you haven't evaluated your credit card portfolio lately, now is a great time to do so.

Twice a month, we update this list to feature top welcome bonuses from cards that made the cut for our best credit cards list. Consider bookmarking this page and checking back regularly for the latest bonuses.

Earning new card bonuses is the fastest way to accumulate a stash of points and miles, so if you're working on building up your travel rewards balance, it's likely that one of the options below might be a good fit for you.

Since many issuers have restrictions on how often you can earn a bonus on a card, it's important to time your application for when there's a solid offer. Also, higher bonuses don't always stick around for long, so if you're considering one of these offers, you'll want to hop on it sooner rather than later.

If you're not ready to add a higher-end card, consider these great starter cards or even one with a 0% introductory annual percentage rate.

The best rewards card offers of November 2026CardWelcome offerWelcome offer value*Annual fee <strong><a href="https://thepointsguy.com/oc/7758?pid=7758&name=The%20Business%20Platinum%20Card%C2%AE%20from%20American%20Express&issuer=American%20Express" target="_blank">The Business Platinum Card® from American Express</a></strong><p data-pm-slice="1 1 []">Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)</p>Up to $6,000$895 (see <a href="/tc/7758?pid=7758&name=The%20Business%20Platinum%20Card%C2%AE%20from%20American%20Express&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/10965?pid=10965&name=Sapphire%20Reserve%20for%20Business%E2%84%A0&issuer=Chase" target="_blank">Chase Sapphire Reserve for Business℠</a> </strong>(see <a href="/tc/10965?pid=10965&name=Sapphire%20Reserve%20for%20Business%E2%84%A0&data-testid=ratesFees" target="_blank">rates and fees</a>)<p data-pm-slice="1 1 []">Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.</p>$4,100$795<strong><a href="https://thepointsguy.com/oc/7763?pid=7763&name=American%20Express%C2%AE%20Business%20Gold%20Card&issuer=American%20Express" target="_blank">American Express® Business Gold Card</a></strong>Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)Up to $4,000$375 (see <a href="/tc/7763?pid=7763&name=American%20Express%C2%AE%20Business%20Gold%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/22504813?pid=22504813&name=American%20Express%20Platinum%20Card%C2%AE&issuer=American%20Express" target="_blank">American Express Platinum Card®</a></strong>Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)Up to $3,500$895 (see <a href="/tc/22504813?pid=22504813&name=American%20Express%20Platinum%20Card%C2%AE&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/7840?pid=7840&name=Delta%20SkyMiles%C2%AE%20Reserve%20Business%20American%20Express%20Card&issuer=American%20Express" target="_blank">Delta SkyMiles® Reserve Business American Express Card</a></strong>Earn 200,000 bonus miles after spending $20,000 on purchases in the first six months of card membership. This offer ends Nov. 4.$2,400$650 (see <a href="/tc/7840?pid=7840&name=Delta%20SkyMiles%C2%AE%20Reserve%20Business%20American%20Express%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/6344?pid=6344&name=American%20Express%C2%AE%20Gold%20Card&issuer=American%20Express" target="_blank">American Express® Gold Card</a></strong><p class="p1">Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)</p>Up to $2,000$325 (see <a href="/tc/6344?pid=6344&name=American%20Express%C2%AE%20Gold%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a target="_blank" href="https://thepointsguy.com/credit-cards/capital-one-venture">Capital One Venture Rewards Credit Card</a></strong>Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. Plus receive a $300 credit to use on hotel and vacation rentals booked through Capital One Travel in the first cardholder year upon account opening.$1,688 (including the Capital One Travel credit)$95<strong><a href="https://thepointsguy.com/oc/11038?pid=11038&name=Bilt%20Palladium%20Card&issuer=Bilt" target="_blank">Bilt Palladium Card</a></strong> (see <a href="/tc/11038?pid=11038&name=Bilt%20Palladium%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">Earn 50,000 bonus Bilt Points and Gold status after spending $4,000 on everyday purchases in the first 90 days from account opening. Plus, receive $300 in Bilt Cash upon approval.</div> </div> </div> </div><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock"></div> </div> </div> </div> <p>Up to $1,400 (including Bilt Cash)</p> <p><em>Bilt Cash expires 12 months after you earn it, on the last day of that month.</em></p>$495 (see <a href="/tc/11038?pid=11038&name=Bilt%20Palladium%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<span style="color: #ff6600;"><strong><a target="_blank" href="https://thepointsguy.com/credit-cards/capital-one-venture-x-rewards-credit-card">Capital One Venture X Rewards Credit Card</a><br> </strong></span><div> <div> <div> <div>Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.</div> </div> </div> </div><div> <div> <div> <div>$1,388</div> </div> </div> </div>$395<strong><a href="https://thepointsguy.com/oc/6951?pid=6951&name=Atmos%E2%84%A2%20Rewards%20Ascent%20Visa%20Signature%C2%AE%20credit%20card&issuer=Bank%20of%20America" target="_blank">Atmos™ Rewards Ascent Visa Signature® credit card</a></strong>Earn up to 80,000 bonus points and a $99 Companion Fare: Earn 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases in the first 90 days from account opening. Earn an additional 20,000 bonus points after spending a total of $5,000 on purchases, also in the first 90 days from account opening.Up to $1,280 in points, plus the value of the companion fare$95<strong><a href="https://thepointsguy.com/oc/11226?pid=11226&name=The%20Brand%20New%20IHG%20One%20Rewards%20Premier%20Select%20Credit%20Card&issuer=Chase" target="_blank">IHG One Rewards Premier Select Credit Card</a></strong> (see <a href="/tc/11226?pid=11226&name=The%20Brand%20New%20IHG%20One%20Rewards%20Premier%20Select%20Credit%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.$1,200$350<strong><a href="https://thepointsguy.com/oc/6269?pid=6269&name=Southwest%20Rapid%20Rewards%C2%AE%20Priority%20Credit%20Card&issuer=Chase" target="_blank">Southwest Rapid Rewards® Priority Credit Card</a> </strong>(see <a href="/tc/6269?pid=6269&name=Southwest%20Rapid%20Rewards%C2%AE%20Priority%20Credit%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn 90,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$1,125$229<strong><a href="https://thepointsguy.com/oc/22035884?pid=22035884&name=United%E2%84%A0%20Explorer%20Card&issuer=Chase" target="_blank">United℠ Explorer Card</a> </strong>(see <a href="/tc/22035884?pid=22035884&name=United%E2%84%A0%20Explorer%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn up to 80,000 bonus miles: Earn 70,000 bonus miles after spending $3,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an authorized user in the first three months from account opening.<div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">$960 (including miles from adding an authorized user).</div> </div> </div> </div>$0 introductory annual fee for the first year, then $150<strong><a href="https://thepointsguy.com/oc/7559?pid=7559&name=Hilton%20Honors%20American%20Express%20Aspire%20Card&issuer=American%20Express" target="_blank">Hilton Honors American Express Aspire Card</a></strong>Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership. This offer ends Jan. 13, 2027.<div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">$800</div> </div> </div> </div>$550 (see <a href="/tc/7559?pid=7559&name=Hilton%20Honors%20American%20Express%20Aspire%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/6573?pid=6573&name=Delta%20SkyMiles%C2%AE%20Reserve%20American%20Express%20Card&issuer=American%20Express" target="_blank">Delta SkyMiles® Reserve American Express Card</a></strong><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">Earn two domestic round-trip Delta Comfort Flight Certificates (valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands) and 50,000 bonus miles after spending $10,000 on purchases in the first six months of card membership. A 21+ day advance purchase is required; up to $80 per person in taxes and fees apply. Other restrictions apply. This offer ends Nov. 4.</div> </div> </div> </div><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">$600 in miles, plus the value of the two round-trip Delta Comfort flight certificates</div> </div> </div> </div>$650 (see <a href="/tc/6573?pid=6573&name=Delta%20SkyMiles%C2%AE%20Reserve%20American%20Express%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/7557?pid=7557&name=United%20Gateway%E2%84%A0%20Card&issuer=Chase" target="_blank">United Gateway℠ Card</a></strong> (see <a href="/tc/7557?pid=7557&name=United%20Gateway%E2%84%A0%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn up to 50,000 bonus miles: Earn 40,000 bonus miles after spending $1,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an authorized user in the first three months from account opening.Up to $600$0

*The welcome offer value is determined using TPG's November 2026 valuations and is not provided by, nor reviewed by, the issuer.

The Business Platinum Card from American Express

Best for: Frequent business travelers who can maximize premium travel perks and statement credits.

This business card stands out not only for its extremely valuable welcome offer but also for travel perks that can easily cover its $895 annual fee.

Cardmembers enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs (enrollment required), along with some of the best lounge access perks of any business card out there for eligible cardmembers.

THE POINTS GUY

As far as earning rates go, cardmembers earn 5 points per dollar spent on flights and prepaid lodging booked on amextravel.com and 2 points per dollar spent on eligible purchases in select business categories and eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year, then 1 point per dollar spent).

To learn more, read our full review of the American Express Business Platinum.

Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Apply here: The Business Platinum Card from American Express

Chase Sapphire Reserve for Business

Best for: High-spending business owners who want premium travel perks and strong rewards on travel and advertising.

The Sapphire Reserve for Business is a solid choice for high-spending business owners who can maximize valuable statement credits and get the most out of the card's high earning rates.

THE POINTS GUY

These earning rates include:

8 points per dollar spent on Chase Travel℠ bookings
5 points per dollar spent on Lyft (through Sept. 30, 2027)
4 points per dollar spent on flights and hotels booked directly
3 points per dollar spent on social media and search engine advertising (up to $1 million per dollar spent each anniversary year, starting Nov. 15, 2026)
1 point per dollar spent on all other purchases

To learn more, read our full review of the Sapphire Reserve for Business.

Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.

Apply here: Chase Sapphire Reserve for Business

American Express Business Gold Card

Best for: Business owners who want to earn bonus points in their highest spending categories.

The Amex Business Gold is a fantastic card for business owners looking to maximize earnings from a single card.

THE POINTS GUY

It has 4 points per dollar spent earning categories that automatically reflect your highest spending areas (on the top two eligible spending categories each billing cycle; capped at $150,000 in combined purchases each calendar year, then 1 point per dollar spent).

To learn more, read our full review of the Amex Business Gold.

Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Apply here: American Express Business Gold Card

American Express Platinum Card

Best for: Frequent travelers who value airport lounge access, hotel elite status and other premium travel perks.

Often referred to as the king of the premium travel rewards cards, the Amex Platinum offers a slew of benefits for an annual fee of $895.

Cardmembers enjoy perks like automatic elite status with Hilton Honors, Marriott Bonvoy and Leaders Club from The Leading Hotels of the World (enrollment required), plus some of the best airport lounge access of any card for eligible cardmembers.

THE POINTS GUY

Cardmembers also enjoy 5 points per dollar spent on flights booked directly with airlines or with American Express Travel® (on up to $500,000 in purchases per calendar year, then 1 point per dollar spent), 5 points per dollar spent on prepaid lodging booked with American Express Travel and 1 point per dollar spent on other eligible purchases.

To learn more, read our full review of the American Express Platinum.

Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Apply here: American Express Platinum Card

American Express Gold Card

Best for: Travelers who spend heavily on dining and groceries and can maximize the card's statement credits.

The Amex Gold Card is a favorite of many TPG staffers, largely thanks to its terrific earning rates on dining at restaurants worldwide and groceries at U.S. supermarkets (subject to spending caps).

THE POINTS GUY

It earns at the following rates:

5 points per dollar spent on prepaid hotels booked through amextravel.com or the Amex Travel App™
4 points per dollar spent on dining at restaurants worldwide (first $50,000 in purchases per calendar year, then 1 point per dollar spent)
4 points per dollar spent at U.S. supermarkets (first $25,000 in purchases per calendar year, then 1 point per dollar spent)
3 points per dollar spent on flights booked directly with the airlines,

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