If you haven't evaluated your credit card portfolio lately, now is a great time to do so.
Twice a month, we update this list to feature top welcome bonuses from cards that made the cut for our best credit cards list. Consider bookmarking this page and checking back regularly for the latest bonuses.
Earning new card bonuses is the fastest way to accumulate a stash of points and miles, so if you're working on building up your travel rewards balance, it's likely that one of the options below might be a good fit for you.
Since many issuers have restrictions on how often you can earn a bonus on a card, it's important to time your application for when there's a solid offer. Also, higher bonuses don't always stick around for long, so if you're considering one of these offers, you'll want to hop on it sooner rather than later.
If you're not ready to add a higher-end card, consider these great starter cards or even one with a 0% introductory annual percentage rate.
The best rewards card offers of October 2026CardWelcome offerWelcome offer value*Annual fee <strong><a href="https://thepointsguy.com/oc/7758?pid=7758&name=The%20Business%20Platinum%20Card%C2%AE%20from%20American%20Express&issuer=American%20Express" target="_blank">The Business Platinum Card® from American Express</a></strong><p data-pm-slice="1 1 []">Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)</p>Up to $6,000$895 (see <a href="/tc/7758?pid=7758&name=The%20Business%20Platinum%20Card%C2%AE%20from%20American%20Express&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/10965?pid=10965&name=Sapphire%20Reserve%20for%20Business%E2%84%A0&issuer=Chase" target="_blank">Chase Sapphire Reserve for Business℠</a> </strong>(see <a href="/tc/10965?pid=10965&name=Sapphire%20Reserve%20for%20Business%E2%84%A0&data-testid=ratesFees" target="_blank">rates and fees</a>)<p data-pm-slice="1 1 []">Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.</p>$4,100$795<strong><a href="https://thepointsguy.com/oc/7763?pid=7763&name=American%20Express%C2%AE%20Business%20Gold%20Card&issuer=American%20Express" target="_blank">American Express® Business Gold Card</a></strong>Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)Up to $4,000$375 (see <a href="/tc/7763?pid=7763&name=American%20Express%C2%AE%20Business%20Gold%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/22504813?pid=22504813&name=American%20Express%20Platinum%20Card%C2%AE&issuer=American%20Express" target="_blank">American Express Platinum Card®</a></strong>Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)Up to $3,500$895 (see <a href="/tc/22504813?pid=22504813&name=American%20Express%20Platinum%20Card%C2%AE&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/7840?pid=7840&name=Delta%20SkyMiles%C2%AE%20Reserve%20Business%20American%20Express%20Card&issuer=American%20Express" target="_blank">Delta SkyMiles® Reserve Business American Express Card</a></strong>Earn 200,000 bonus miles after spending $20,000 on purchases in the first six months of card membership. Offer ends Nov. 4.$2,400$650 (see <a href="/tc/7840?pid=7840&name=Delta%20SkyMiles%C2%AE%20Reserve%20Business%20American%20Express%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/221211836?pid=221211836&name=Chase%20Sapphire%20Reserve%C2%AE&issuer=Chase" target="_blank">Chase Sapphire Reserve®</a> </strong>(see <a href="/tc/221211836?pid=221211836&name=Chase%20Sapphire%20Reserve%C2%AE&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn 100,000 bonus points after you spend $6,000 on purchases in the first three months from account opening.$2,050$795<strong><a href="https://thepointsguy.com/oc/6344?pid=6344&name=American%20Express%C2%AE%20Gold%20Card&issuer=American%20Express" target="_blank">American Express® Gold Card</a></strong><p class="p1">Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.)</p>Up to $2,000$325 (see <a href="/tc/6344?pid=6344&name=American%20Express%C2%AE%20Gold%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/11203?pid=11203&name=Citi%C2%AE%20%2F%20AAdvantage%C2%AE%20Executive%20World%20Legend%20Mastercard%C2%AE&issuer=Citi" target="_blank">Citi® / AAdvantage® Executive World Legend Mastercard®</a> </strong>(see <a href="/tc/11203?pid=11203&name=Citi%C2%AE%20%2F%20AAdvantage%C2%AE%20Executive%20World%20Legend%20Mastercard%C2%AE&data-testid=ratesFees" target="_blank">rates and fees</a>)For a limited time, earn 125,000 bonus miles after spending $15,000 on purchases in the first five months from account opening.$1,813$695<strong><a href="https://thepointsguy.com/oc/8103?pid=8103&name=Chase%20Air%20Canada%20Aeroplan%C2%AE%20Credit%20Card%20&issuer=Chase" target="_blank">Chase Air Canada Aeroplan® Credit Card</a></strong> (see <a href="/tc/8103?pid=8103&name=Chase%20Air%20Canada%20Aeroplan%C2%AE%20Credit%20Card%20&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn up to 115,000 bonus points: 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening, plus an additional 40,000 bonus points after spending $20,000 on purchases in the first 12 months from account opening.Up to $1,725$195<strong><a target="_blank" href="https://thepointsguy.com/credit-cards/capital-one-venture">Capital One Venture Rewards Credit Card</a></strong>Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening, plus receive a $300 credit to use on hotel and vacation rentals booked through Capital One Travel in the first cardholder year.$1,688 (including the Capital One Travel credit)$95<strong><a href="https://thepointsguy.com/oc/11038?pid=11038&name=Bilt%20Palladium%20Card&issuer=Bilt" target="_blank">Bilt Palladium Card</a></strong> (see <a href="/tc/11038?pid=11038&name=Bilt%20Palladium%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">Earn 50,000 bonus Bilt Points and Gold status after spending $4,000 on everyday purchases in the first 90 days from account opening. Plus, receive $300 in Bilt Cash upon approval.</div> </div> </div> </div><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock"></div> </div> </div> </div> <p>Up to $1,400 (including Bilt Cash)</p> <p><em>Up to $100 of Bilt Cash earned rolls over to the next year.</em></p>$495 (see <a href="/tc/11038?pid=11038&name=Bilt%20Palladium%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<span style="color: #ff6600;"><strong><a target="_blank" href="https://thepointsguy.com/credit-cards/capital-one-venture-x-rewards-credit-card">Capital One Venture X Rewards Credit Card</a><br> </strong></span><div> <div> <div> <div>Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.</div> </div> </div> </div><div> <div> <div> <div>$1,388</div> </div> </div> </div>$395<strong><a href="https://thepointsguy.com/oc/220310483?pid=220310483&name=Delta%20SkyMiles%C2%AE%20Platinum%20American%20Express%20Card&issuer=American%20Express" target="_blank">Delta SkyMiles® Platinum American Express Card</a></strong><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">Apply and find out if your welcome offer is as high as 90,000 bonus miles, plus earn a $300 statement credit after spending $4,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount. Offer ends Nov. 4.</div> </div> </div> </div><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">Up to $1,380, including the value of the statement credit</div> </div> </div> </div>$350 (see <a href="/tc/220310483?pid=220310483&name=Delta%20SkyMiles%C2%AE%20Platinum%20American%20Express%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/11226?pid=11226&name=The%20Brand%20New%20IHG%20One%20Rewards%20Premier%20Select%20Credit%20Card&issuer=Chase" target="_blank">IHG One Rewards Premier Select Credit Card</a></strong> (see <a href="/tc/11226?pid=11226&name=The%20Brand%20New%20IHG%20One%20Rewards%20Premier%20Select%20Credit%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.$1,200$350<strong><a href="https://thepointsguy.com/oc/22034414?pid=22034414&name=Delta%20SkyMiles%C2%AE%20Gold%20American%20Express%20Card&issuer=American%20Express" target="_blank">Delta SkyMiles® Gold American Express Card</a></strong><div> <div> <div> <div>Apply and find out if your welcome offer is as high as 80,000 bonus miles, plus earn a $250 statement credit after spending $3,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount. Offer ends Nov. 4.</div> </div> </div> </div><div> <div> <div> <div>Up to $1,210, including the value of the statement credit</div> </div> </div> </div>$0 introductory annual fee for the first year, then $150 (see <a href="/tc/22034414?pid=22034414&name=Delta%20SkyMiles%C2%AE%20Gold%20American%20Express%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/6153?pid=6153&name=The%20New%20IHG%20One%20Rewards%20Premier%20Credit%20Card&issuer=Chase" target="_blank">IHG One Rewards Premier Credit Card</a></strong> (see <a href="/tc/6153?pid=6153&name=The%20New%20IHG%20One%20Rewards%20Premier%20Credit%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<div> <div> <div> <div>Earn 180,000 bonus points after spending $3,000 on purchases in the first three months from account opening.</div> </div> </div> </div><div> <div> <div> <div>$1,080</div> </div> </div> </div>$150<strong><a href="https://thepointsguy.com/oc/7559?pid=7559&name=Hilton%20Honors%20American%20Express%20Aspire%20Card&issuer=American%20Express" target="_blank">Hilton Honors American Express Aspire Card</a></strong>Earn 200,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.<div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">$800</div> </div> </div> </div>$550 (see <a href="/tc/7559?pid=7559&name=Hilton%20Honors%20American%20Express%20Aspire%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/6573?pid=6573&name=Delta%20SkyMiles%C2%AE%20Reserve%20American%20Express%20Card&issuer=American%20Express" target="_blank">Delta SkyMiles® Reserve American Express Card</a></strong><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">Earn two domestic round-trip Delta Comfort Flight Certificates (valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands) and 50,000 bonus miles after spending $10,000 on purchases in the first six months of card membership. A 21+ day advance purchase is required; up to $80 per person in taxes and fees apply. Other restrictions apply. Offer ends Nov. 4.</div> </div> </div> </div><div class="TaskPane-premiumFeaturesSection"> <div class="TaskPaneFields"> <div class="RichText3 TaskDescription TaskDescription--commentOnly TaskDescription-alignedWithLabel--commentOnly"> <div class="TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock">$600 in miles, plus the value of the two round-trip Delta Comfort flight certificates</div> </div> </div> </div>$650 (see <a href="/tc/6573?pid=6573&name=Delta%20SkyMiles%C2%AE%20Reserve%20American%20Express%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)<strong><a href="https://thepointsguy.com/oc/220312354?pid=220312354&name=Hilton%20Honors%20American%20Express%20Surpass%C2%AE%20Card&issuer=American%20Express" target="_blank">Hilton Honors American Express Surpass® Card</a></strong>Earn 130,000 bonus points and a free night reward after spending $3,000 on purchases in the first six months of card membership. Offer ends Jan. 13, 2027.$520 (not including the free night reward)$150 (see <a href="/tc/220312354?pid=220312354&name=Hilton%20Honors%20American%20Express%20Surpass%C2%AE%20Card&data-testid=ratesFees" target="_blank">rates and fees</a>)*The welcome offer value is determined using TPG's October 2026 valuations and is not provided by, nor reviewed by, the issuer.
The Business Platinum Card from American ExpressBest for: Frequent business travelers who can maximize premium travel perks and statement credits.
This business card stands out not only for its extremely valuable welcome offer but also for travel perks that can easily cover its $895 annual fee.
Cardmembers enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs (enrollment required), along with some of the best lounge access perks of any business card out there for eligible cardmembers.
THE POINTS GUYAs far as earning rates go, cardmembers earn 5 points per dollar spent on flights and prepaid hotels booked on amextravel.com and 2 points per dollar spent on eligible purchases in select business categories and eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year, then 1 point per dollar spent).
To learn more, read our full review of the American Express Business Platinum.
Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Apply here: The Business Platinum Card from American Express
Chase Sapphire Reserve for BusinessBest for: High-spending business owners who want premium travel perks and strong rewards on travel and advertising.
The Sapphire Reserve for Business is a solid choice for high-spending business owners who can maximize valuable statement credits and get the most out of the card's high earning rates.
THE POINTS GUYThese earning rates include:
- 8 points per dollar spent on Chase Travel℠ bookings
- 5 points per dollar spent on Lyft (through Sept. 30, 2027)
- 4 points per dollar spent on flights and hotels booked directly
- 3 points per dollar spent on social media and search engine advertising (up to $1 million per dollar spent each anniversary year, starting Nov. 15, 2026)
- 1 point per dollar spent on all other purchases
To learn more, read our full review of the Sapphire Reserve for Business.
Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
Apply here: Chase Sapphire Reserve for Business
American Express Business Gold CardBest for: Business owners who want to earn bonus points in their highest spending categories.
The Amex Business Gold is a fantastic card for business owners looking to maximize earnings from a single card.
THE POINTS GUYIt has 4 points per dol